Gemach Chasdei Yosef

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We provide free guidance on getting out of credit card debt, dealing with lawsuits and negotiating settlements. We also connect you with trusted resources and programs to help manage your financial challenges

 

 

Our Founder

Rabbi Ben Sion Abadi

Founder of Gemach Chasdei Yosef

It all started back in 2007 when I was working full-time at a family law firm while juggling a part-time business. Unfortunately, my business venture collapsed, leaving me with a debt of $150K. Seemingly, I only had one option: default on my credit cards and declare bankruptcy. But my never-say-die attitude didn’t let me give up or become discouraged, and I brainstormed with my law firm colleagues to find a way out. I didn’t really know what to do, but I knew in my heart that I wasn’t ready to throw it all away.

So, I spent my next few years trying to figure out how to get myself out of this chaos and financial doom. After months of endless research, a few hundred cups of coffee, and some tears, I found a way out and got back on my feet. I promised myself that I’d use my experience and skills to help others who were in my shoes.

I started Gemach Chasdei Yosef to honor the memory of Maran Chacham Ovadia Yosef zt”l by leading individuals and businesses through financial and economic hardships to a life free of debt and financial pressure. Since then, we’ve been making waves and changing lives – one life at a time!

 

Our Mission

At Gemach Chasdei Yosef, our team is dedicated to helping individuals and families regain control of their finances with compassion and sensitivity. Every member of our team is not only highly qualified and knowledgeable about effective strategies for overcoming credit card debt but also deeply motivated to support each person’s unique journey toward financial stability. We understand the challenges of debt and approach every case with respect, patience, and a commitment to finding the best solutions for lasting relief.

 

Features

Halachic APR negotiation
Settlement facilitation
Legal representation
Multi-month counseling plans
Rabbinical supervision

Hours

Closed Now
SUN :
Closed
MON :
9:00 am - 5:00 pm
TUE :
9:00 am - 5:00 pm
WED :
9:00 am - 5:00 pm
THU :
9:00 am - 5:00 pm
FRI :
Closed
SAT :
Closed
Eastern Time (US and Canada)

Location

98 Grande Woodlands Way Toms River 08756
Near the heart of the Lakewood Jewish community
Get directions

Classifieds

Deals

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Contact Information

💰 Financial Services

  • Finance & Investment
  • Retirement Planning
  • Debt Settlement
  • Credit Card Debt Management
  • Credit Card Advisory

🧑‍💼 Business Consulting & Support

  • Business Strategy

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Reviews

Write a review
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1
October 19, 2025
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Helpful?
hi
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